In blacklist debts successfully
managed & settled
Yes. We provide financial assessment and solutions for clients with blacklist, CCRIS, and CTOS issues. Approval depends on individual eligibility and financial profile.
x
- Shah Alam, Malaysia
- admin@emircapital.com.my
WHO WE ARE?
YOUR FINANCIAL SUCCESS IS OUR COMMITMENT
Emir Capital Sdn. Bhd. is a financial consultancy firm dedicated to providing innovative and comprehensive financial solutions tailored to meet the unique needs of every client. The company has evolved into a trusted and reputable name within Malaysia's financial industry—built upon the pillars of integrity, professionalism, and service excellence. With a team of experienced consultants and a strong network of strategic partners, Emir Capital focuses on helping individuals and organizations enhance their financial well-being through structured advisory and financing solutions.
Emir Capital offers a broad range of critical financial services, including financial consultancy, Shariah-compliant financing, microloan services, and collection & recovery management. Guided by a deep understanding of the financial challenges faced by our clients, we combine expertise, precision, and innovation to deliver effective and sustainable financial outcomes. Our commitment is to empower every client to achieve their financial goals with confidence, clarity, and ease.
VISION:
To become a trusted Shariah-compliant financial consulting firm that delivers positive impact on financial stability for individuals and businesses.
MISSION:
- To provide transparent and effective financial consultancy services
- To offer ethical and Shariah-compliant financing solutions
- To assist clients in resolving financial and recovery matters professionally
- To build long-term relationships based on trust and integrity
Our Expertise
Empowering Your Financial Journey with
Strategic Solutions
At Emir Capit al, we specialize in delivering tailored financial solutions designed to help individuals and businesses overcome challenges and achieve financial stability. Our core expertise includes:
Consultancy
We provide expert financial consultancy tailored to your unique situation. From eligibility assessment to strategic planning, our team ensures you make informed decisions with higher chances of approval and long-term financial stability.
I- Financing
Our i-Financing solutions are structured in accordance with Shariah principles, ensuring transparency, fairness, and ethical financial practices. We prioritize peace of mind by offering financial solutions that align with Islamic values.
Collection
We offer structured and professional debt management and collection services, helping clients and partners recover outstanding payments efficiently while maintaining a respectful and compliant approach.
WHY YOU SHOULD CHOOSE US?
Because getting approved isn't about luck - it's about the right strategy.
WE GET IT APPROVED
We build strategies that increase your chances of approval.
APPLY WITH CONFIDENCE
Reducing rejection and improving your financial position.
EVERY DETAIL COUNTS
Structured, and optimized for better outcomes - not just processed.
FAST APPROVAL
Upon submission of complete documents and verification through contract.
ACCEPTING BLACKLISTED APPLICANT
CCRIS, CTOS, AKPK, or SAA blacklisted? We'll help you through the process
EXPERT FINANCIAL GUIDANCE
Guiding you to smarter
financial decisions.
OUR PROVEN WORK PROCESS
CONSULTANCY
Profile & Credit Review
We conduct a detailed analysis of your CCRIS, CTOS, AKPK records, and overall financial standing.
Problem Identification
We identify key issues such as blacklist status, repayment history, commitments, and rejection risks.
Strategy Structuring
(Including Overlap Plan)
We design a customised financial strategy, including debt restructuring or overlap solutions where applicable.
Bank & Product Matching
We match your profile with suitable financial institutions based on your eligibility and risk profile.
Submission & Execution
We manage the full submission process with a structured approach to improve approval success rate.
Outcome Support
We continue to support until approval, including post-approval guidance if required.
We provide solutions that ease your financial burden
So you can move forward with clarity, confidence, and without financial stress affecting your daily life
MIL
+
Years of
Trusted Financial Experience
K+
Clients Who Rely on Our Solutions
%
Shariah-Compliant Financing
READ REVIEWS, RIGHT WITH CONFIDENCE
“Sangat profesional. Dari awal sampai akhir memang dibimbing step by step. Walaupun ada masalah CCRIS, tetap berjaya bantu luluskan pembiayaan saya.”
Aizzat
Goverment Sector
“Sebelum ini saya rasa dah tak ada jalan keluar dengan masalah kewangan saya. Tapi team ini betul-betul bantu saya dan cari jalan penyelesaian sampai saya boleh bernafas lega semula.”
Ridzwan
Sime Darby
“Memang terbaik. Kes saya pernah kena reject, tapi mereka bantu restructure sampai lulus. Servis sangat bagus, uruskan kes blacklist saya dengan sangat profesional”
Nurul
KPJ Seremban
Blacklist Case Turned Successful Approval in 3 Weeks
PUAN ERNIE BINTI OSMAN
Teacher Ernie - a kindergarten teacher - came to me facing financial difficulties due to outstanding arrears during the COVID-19 lockdown. She had already walked into banks and tried through other agents, but all applications were rejected due to blacklist status.
She was almost giving up…
But I asked her to give it one more chance — for me to review her CCRIS & CTOS, and restructure her financial profile.
After 3 weeks of structured process & appeal:
- RM150,000 loan approved via bank direct debit method
- Her name was successfully removed from the blacklist
- High-interest debts were fully settled
- Monthly commitment reduced significantly
- Received extra cash for important personal needs
Our Strategic Partners!
Our Address:
I-06-08 Menara Mercu Maybank,
I-City Finance Avenue,
Shah Alam Malaysia
Question? Look here
-
Can you help if I'm blacklisted, have bad CCRIS or CTOS record?
-
Can I still apply for financing if I'm currently under AKPK or have past debt issues?Yes, it may still be possible. Each application is assessed based on your current repayment status, commitment level, and financial stability.
-
Is it possible to get approval if I have ongoing legal or insolvency cases?It depends on the case status and documentation. Our team will review your situation and advise the most suitable available options.
-
Can you assist me in clearing or settling my outstanding debts?Yes. We offer debt advisory and settlement solutions to help restructure or manage your outstanding obligations effectively.
-
How can I check my eligibility for personal financing?You can submit your details through our eligibility check process, and our team will review your profile before providing feedback and options.
Get Your Free Consultation Today !
Special For Government, GLC, Badan Berkanun & Private Sector Panel Listing